Attention homeowners in Cocoa and Brevard County: Get an Appraisal today!

Here are the top 7 reasons FL homeowners need Evergreen Appraisals, LLC:

  1. To get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
  2. Challenge Brevard county's assessment of your property
  3. To cut a monthly mortgage payment by removing PMI
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. Settle an estate in FL by determining the true market value of property in question

Need help deciding the value of your home in or near Cocoa, FL?
Contact Evergreen Appraisals, LLC.

We at Evergreen Appraisals, LLC understand the unique needs of a consumer seeking appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own house because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your home will attract buyers. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much your home is worth. Interested buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value opinion than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular money saver for homeowners. Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We are qualified in helping clients just like you get rid of unwanted and unneeded PMI insurance.

Challenging Brevard county's assessment of your property

Lets say your home is not appreciating as much as other properties close by -- your local tax assessor may have your house overvalued. This means you are probably paying higher taxes than you should be paying. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting a professional appraisal from Evergreen Appraisals, LLC is your chief weapon.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. This can this be inopportune from a cash flow standpoint, and detrimental to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Evergreen Appraisals, LLC can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just gotten a copy of your appraisal and you'd like to have a professional double-check it for precision or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? Evergreen Appraisals, LLC offers field reviews where we go out and check the subject and comparables in question. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Evergreen Appraisals, LLC can We can assist you. Even though this is typically requested by banks, you may need to use this service if you suspect mortgage fraud related to your home.